Levi is a lifelong Washingtonian with a passion for housing. As a contractor with Mortgage One Northwest, he has access to an incredible network of lenders that fill a wide variety of needs and niches. Everyone should be given the time and dedication to answer one of the most important questions in adulthood: "What will it take to get a home of my very own?" Construction, HELOCs, reverse mortgages, and land loans are also available!

MLO # 2597972 NMLS # 82426 https://www.nmlsconsumeraccess.org/
Equal Housing Opportunity
Y'all Means All

Levi Broghain, Mortgage Loan Officer #2597972

Services

Had your loan for 6 months or more? Refinancing may be a great option to save money on your monthly payments or to build the cost of improvements to your home into a single loan.

Refinancing

Refinancing your home or real estate loan could shave hundreds off of your monthly payments.

With a construction loan, you have the power to see your dream home come to life. Once you're pre-approved, find the perfect spot, work with your team to design an amazing home, and watch as your home sweet home comes together.

Construction loans can finance the lot the home will sit on, and owner-builds may be allowed.

Commercial Construction is available, as well!

Construction Loans

Bring your vision to life; construction loans allow you to finance your very own custom-built dream house.

Many kinds of mortgages require up-front cash as a down payment, but many of us are suffering from low cash in our pockets. Owning a home does not have to be a pipe dream; down payment assistance can cover down payment and/or closing costs when the budget can't take a cash burden like that right now.&nbsp;

Whether it's down payment assistance creating a second loan to cover these costs, or a specific product which just requires no down payment, don't count yourself out- talk to Levi and see what's available for you!

Down Payment Assistance Loans

When cash for a down payment is holding you back from home ownership, there are options to bridge the gap.

Equity is the positive difference between what you owe on a house versus its value (for example, with a mortgage of $300k left on a house appraised at $400k, there is $100k in equity).

As a homeowner, you can borrow against this value, typically at better rates than you would get charging things to a credit card.

With a Home Equity Line of Credit (or HELOC) open, there are so many possibilities- from upgrading your house to funding the vacation you've needed for years!&nbsp;

Because it is a line of credit, this kind of loan is not a use-once, pay-off, it's-closed type of deal. Draws can be made at your convenience for as long as you keep your HELOC open and in good standing.

Home Equity Line of Credit (HELOC)

Turn the equity in your home into a line of credit so you can access cash when you need it!

There are a lot of manufactured homes out there on the market right now, and people being misled to believe they can't be bought with a mortgage. This is a mortgage myth! 
 Manufactured homes can be purchased with a few lenders in Levi's network, and some even cover single-wide, twice-moved, and in-park.&nbsp;

This is a great route for many, especially when considering the older age of many single-family stick-built homes on the market, home availability, and the price comparison between many manufactured versus stick built homes.

If you are looking at a manufactured home or homes, hit up Levi and see what he can do for you!

Manufactured Lending

You shouldn't have to miss out on a great house just because it's manufactured!

As a mortgage broker, Levi can tap on the shoulder of many lenders. This means there are many unique options in addition to your typical 30-year, conventional mortgage.

Just pick up the phone or start an application today to find out what options are available to you! You can expect compassion, great communication, competitive rates and costs, and timely closing. 
 If you have been shopping around, bring Levi the rate and fees from your other lenders, and let's beat their prices.

Mortgages

Lots of awesome mortgage products for lots of awesome people

Not every person fits the mold. For borrowers who are struggling to get to home-ownership because of a unique situation, a Non-QM loan may the the path forward that was needed. Just a few examples of borrowers who might be served by this kind of loan include those with an ITIN instead of a social security number, borrowers who have had at least two years of self employment income that does or does not get filed as 1099, and current homeowners trying to buy an investment property based on the income a new property can generate instead of their own income. If you have what you believe is a "weird" situation, please don't hesitate to reach out!

Non-QM Loans

There are a variety of renovation loans available for either buying or refinancing a home. Renovation loans may cover anything from major structural issues, to just putting in a hot tub because you deserve it!&nbsp;

Too many homes in Washington state sit on the market decaying because often, lenders won't touch them with the issues at present. The fact is that many of them are completely fixable and ready for their transformation into a dream home.

For those who are already in their Home Sweet Home, a renovation refinance can mean giving your cozy abode the extra love and pizazz you've been dreaming up.

Getting a renovation loan does not have to mean a delayed closing. I ensure we are working together as a team to get the T's crossed and I's dotted so we can seal the deal, and work will begin after close.

Renovation Loans

Sometimes a house could be perfect- it just needs some love. Renovation loans let you buy that house that maybe needs a little facelift, or some major help.

Refinancing

Levi Broghain, Mortgage Loan Officer #2597972

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