NewBeginnings was founded by a former educator Carey Donaldson, NewBeginnings was built on a simple belief: no two borrowers are the same. With 13 years in the classroom and 10 years of successful student loan advocacy, Carey created NewBeginnings to replace confusion with clarity and help borrowers build a plan that truly fits their lives.

What started as a commitment to help people understand their options has grown into 10 years of successful student loan advocacy. At NewBeginnings, we believe no two borrowers are the same—and their student loan plan shouldn’t be either. Using an education-first approach and our proprietary Individualized Student Loan Assessment, we help borrowers navigate repayment, forgiveness, and ever-changing legislation with clarity, confidence, and a clear path forward.